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Eventually, we all want to have a successful profession as well as spend time with our family. And later, Nike Company introduced other members into this series, and most of these new members were designed with the waffle outsole. Among these new members, certain ones can be said to be the most famous ones, say, the Waffle Racer, Air Force One and Nike Air max 24-7. However, if you do not pronate, you can go for a less structured, more lightweight and cushioned trail running shoe, such as the Nike Air Pegasus Trail running shoe. Nike trail running shoes are available at a number nike free 4 0 v3 sale cheap discount of major sports stores and online retailers.

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If you are in search of some very high-quality fashion accessories during the period of happy New Year 2011, let us make you cleared that Nike shoes would be the premium choice for you by any means because they are characteristically known for their most unsullied and unblemished designs all air jordan 7 retro black orange around the world. So the take property nike mercurial vapor Ix tf sale online discount message right here is the fact that poor ankle mobility that is certainly triggered by footwear this kind of as Nike Shox shoes, high-heels, and excessive ankle taping can lead to a many volume of troubles heading up your kinetic air max 90 hyperfuse womens sale online in shop chain (feet to head).

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Sick kids at college or working away from home–Protection you can still Offer when they need help!!!

Health Care Proxy/HIPPA,

Among the learning experiences for parents with children away at college is the fact that having reached the age of 18, your child is no longer your ward, and you are no longer your child’s legal guardian.  That doesn’t mean that cannot pick up the tab for tuition, room and board, but you are not, as of right, entitled to see your child’s grades, and you are not, as of right, entitled to be informed of health issues confronting your child or to make medical decisions for your child.

The grade issue can be circumvented by interaction with your child. The health considerations are a little bit more complicated and require some forethought.  The three  documents that will assist you in being in position to help your child in medical emergencies, or even routine medical decisions, are a Health Care Proxy (which gives you the right to make “informed consent” decisions for your child),  the FICCA form (which gives you access to your child’s medical records) and Durable Powers of Attorney (which gives to the right to sign documents and take other actions on behalf of your child, when he or she is unable to do so).  These documents are part of our standard Estate Planning package when we assist our clients with their own issues. We are now suggesting that the appropriate execution of these forms become part of your checklist for sending your child away to college and, realistically, when they start a new job or position in a remote location

Wherever you are located, we, at Topkins & Bevans, can either prepare these forms for you, and supervise their proper execution or locate someone in your state to do same, all for a minimal fee. With the reticence that many medical and educational institutions have developed to release information and records, the Health Care Proxy, HIPPA Form and Durable Powers of Attorney have become “don’t leave home without it” items. Don’t wait until you have a frantic child on the phone that you really cannot help at all without the expense and frustration of climbing into a plane or your car to be there, in person!!!

I would be interested in feedback from the ActiveRain community whether they feel that this projection is important and what type of price-points would make you want to have the documents in place, or encourage your friends and business acquaintances to do so. Thanks for a comment, if you find the time.

KIDS AT COLLEGE–Some College “Prep” of Your Own

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Among the learning experiences for parents with children away at college is the fact that having reached the age of 18, your child is no longer your ward, and you are no longer your child’s legal guardian. That doesn’t mean that cannot pick up the tab for tuition, room and board, but you are not, as of right, entitled to see your child’s grades, and you are not, as of right, entitled to be informed of health issues confronting your child or to make medical decisions for your child.

The grade issue can be circumvented by interaction with your child. The health considerations are a little bit more complicated and require some forethought. The two documents that will assist you in being in position to help your child in medical emergencies, or even routine medical decisions, are a Health Care Proxy (which gives you the right to make “informed consent” decisions for your child) and the FICCA form (which gives you access to your child’s medical records) and Durable Powers of Attorney. These documents are part of our standard Estate Planning package when we assist our clients with Estate Plans. We are now suggesting that the appropriate execution of these forms become part of your checklist for sending your child away to college in August.

Wherever you are located, we, at Topkins & Bevans, can either prepare these forms for you, and supervise their proper execution or locate someone in your state to do same, all for a minimal fee. With the reticence that many medical and educational institutions have developed to release information and records, the Health Care Proxy, HIPPA Form and Durable Powers of Attorney have become “don’t leave home without it” items. Don’t wait until you have a frantic child on the phone whom you really cannot help at all without the expense and frustration of climbing into a plane or your car to be there, in person!!!

Where There’s No Will, There’s No Way

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There always seems to be an excuse why we cannot sit down, organize our priorities, settle on the right set of fiduciaries and get our estate plans in order.  What most people do not seem to realize, however, is that permitting the state to use its formulae to settle your affairs after your death in almost all circumstances does not produce a result that you would have wanted.  More than that, it can cause heartache and pain to those you leave behind, and family disputes that many times cannot be smoothed over, even over time.

There follows a working outline of manageable steps which you can take to prepare to sit down with an estate planning attorney.  If you have a good idea of the answers to these questions, the actual drafting of your will and constituent documents can be relatively painless and completed within a reasonable time at a reasonable cost.

       1. Determine whom you need to protect and provide for.

For married couples with children, this generally flows naturally.  Your surviving spouse is your key beneficiary with children being taken care of should you both perish in a common accident.  But even with these basic tenets agreed upon, there are some ancillary decisions which need to be addressed.

In Massachusetts, 18 years of age is majority. If you and your spouse die and leave children, those children will be entitled to any assets you leave them at age 18.  Is 18 the age you want your child to have unbridled use of hundreds of thousand, or even millions, of dollars?  Most of the time the answer to this question is “no” although many of us have life insurance policies, or pension or profit sharing plans which provide for proceeds to pass to a spouse, or alternatively, children. The way to protect your children from themselves is to create a Trust mechanism, either in your will or by way of revocable trust, which will permit your children to have use of these assets but not be able to spend them without any controls.  Only by getting your estate plan drafted and making proper beneficiary designations can you be sure that these objectives can be met.

For unmarried couples, the perils of not having wills are serious.  Massachusetts intestacy laws make no provision for people who are not spouses, children, parents, siblings or blood relatives.  Whatever your intentions are regarding your partner, it behooves you to make them clear through a will or revocable trust.

Further, when you are not married to your partner, issues such as health care decisions will not flow to your partner without specific designation of the person in a health care proxy or HIPPA designation.  Many are the situation where the person you really want deciding important health issues for you is shunted aside in favor of family members who really are not aware of your wishes and are only involved because of blood relationship.

  1. Determine which individuals you wish to act as fiduciaries and obtain their consent to act in these capacities.

 

There are generally four (4) different roles which need to be addressed.  Many times the same people can act in more than one capacity, but often there is a benefit in spreading the roles out over several people.

•(a)     Executor:  This person needs to be honest and organized.  Choose someone who can take charge of your affairs, select appropriate professionals to act on behalf of the estate, and move on.  Generally, about 18 months time is needed to complete the Executor’s tasks.

•(b)    Guardian:  Surviving spouse will automatically take over as your children’s guardian.  With simultaneous death of spouses, care must be taken to designate someone who can shepherd your children through the years of minority.  Be careful about selecting your parents.  While they may be the natural choice, the burden of raising small children may be too much for them.  Siblings with children are normally the best guardians, although care has to be taken when a larger than manageable family is created with the addition of your children.

•(c)     Trustee:  This is normally a long term person, so age considerations are important.  If you will want a Trust to exist until your youngest child is 35, you should think about someone who is likely to be around through the period in question.  Again, honesty and good judgment are traits which make a good Trustee.  You do not need an accountant, attorney or investments advisor for a Trustee.  You just need someone who can find suitable professionals to serve the Trust.

•(d)    Health Care Agent: This is the person you name in your health care proxy to make medical decisions for you when you are unable.  Your spouse or partner is a natural choice.  Often it makes sense to make alternative selections should the person you wish to use be unavailable.

Armed with answers to the questions and issues described above, you are in a very good position to move forward with your estate plan.  At Topkins & Bevans, we try to make the process efficient and manageable.  Appointments to discuss estate plans are entirely free of charge, and it is only after we have agreed on a document program, that we will discuss a fee arrangement with you.

Kids at College–Some timely advice for Parents

Health Care Proxy/HIPPA, , ,

Among the learning experiences for parents with children away at college is the fact that having reached the age of 18, your child is no longer your ward, and you are no longer your child’s legal guardian.  That doesn’t mean that cannot pick up the tab for tuition, room and board, but you are not, as of right, entitled to see your child’s grades, and you are not, as of right, entitled to be informed of health issues confronting your child or to make medical decisions for your child.

The grade issue can be circumvented by interaction with your child. The health considerations are a little bit more complicated and require some forethought.  The two documents that will assist you in being in position to help your child in medical emergencies, or even routine medical decisions, are a Health Care Proxy (which gives you the right to make “informed consent” decisions for your child) and the FICCA form (which gives you access to your child’s medical records).  These documents are part of our standard Estate Planning package when we assist our clients with Estate Plans. We are now suggesting that the appropriate execution of these forms, and in certain instances, a durable Power of Attorney, become part of your checklist for sending your child away to college either in January or August.

We, at Topkins & Bevans, can prepare these forms for you, and explain their proper execution, for a minimal fee. We can do this work from Massachusetts, and you can execute them in your state as long as you acknowledge that the documents have been drafted in accordance with Massachusetts law. Please contact me to go over what is required, and how we can assist parents in this area. With the reticence that many medical institutions have developed to release medical information and records, the Health Care Proxy and HIPPA Form have become “don’t leave home without it” items.

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